Pragmatic
A public statement of intent
filed 2026   chain solana   status building in the open
Automated DeFi, nothing on trust

Small apps where every claim is a receipt, not a promise.

Pragmatic is a series of automated DeFi apps built by one person. Escrow, fees, settlement, and disputes run in open smart contracts with no admin path to your money. Every number these sites show is derived from on-chain state you can check yourself. Below are the products, why they exist, and how to verify all of it.

01 / Holdings The products
02 / The number What it is all for
Target, post-tax, indexed to inflation
$150,000 / year
shared across every product · /goal.json

Not a yacht number. A family number: kids without money fear in the house, being present instead of grinding, never making a desperate decision that touches the people I love. That is the entire reason these apps charge a founder fee at all. It is also a cap. Past that line the money stops being mine.

03 / Why Money is a hammer, not a god

Money is the root of all evil.
And the dollar is mightier than God.

The verse everyone quotes actually says the love of money. Fair enough. But in the world as it runs, prayers do not stop evictions and principles do not pay hospital bills. So I refuse to be precious about it. Money is a terrible god and a decent hammer. I am not here to worship it. I am here to build with it.

Rule 1 · Trustless

Escrow, fees, and settlement run in open contracts with no admin path to user funds. Not "we promise not to touch them." The code does not contain the instruction.

Rule 2 · Verified

Every claim these sites make, volume, fees, where the money went, is derived from on-chain state you can recheck. No dashboard numbers you have to take my word for.

  • Charity is wired into the protocol. Half of every fee from the first sale, growing toward 90% as volume climbs, moving straight from escrow to the charity. I could not skim it if I woke up a worse person; the code has no such path.
  • 10% of all revenue funds college for my siblings, cousins, and best friends' kids. Nobody I grew up with should skip a degree over money while I have it.
  • The rest gets invested in people. First checks, tools, a month of runway for someone building their own thing. That is why the number is high. You cannot pull anyone up from underwater.
04 / Receipts Check everything above

A claim is only worth what you can verify. Here is the proof for every part of this page. Follow any link and check it against the chain yourself.